Seller Recommended Liability Insurance

If you sell and perform angel, oracle or tarot card readings and spells or talismans online etc we recommend that you protect yourself against any customer claim/s and the best way to do this is by taking out some sort business insurance and more specifically professional legal liability insurance / professional liability insurance / indemnity insurance. While we don’t make this compulsory @ dumspirospero.world, we nevertheless highly recommend this course of action it’s always better to err on the side of caution and to be like a boy walking in the light but a torch is in his hand.

 

Please note that on the balance of probabilities any customer legal action taken against any seller / vendor on this website can’t be covered by Dum Spiro Spero (Dot World).

 

Furthermore, even if you sell services and other items via other (card reading) websites, we still recommend that you take out this protective insurance just to be on the safe side. 

 

There are two main types of insurance, general liability insurance – this is needed when you do card readings face to face in person with your client/s, say someone slips and falls over or a candle alights and starts a small blaze, these are some of the instances that having general liability insurance is essential for.

 

Professional legal liability insurance / professional liability insurance is the second type of insurance, this is more specific to angel, oracle and tarot card readers, spell casters and other esoteric service providers, in case some one tries to sue you for various reasons in relation to any of your readings or services.

 

It may also be prudent to take out either general business insurance or legal liability / indemnity insurance even if you are selling downloadable products and or physical items such as candles and incense etc. 

 

Many insurance companies offer general and professional liability insurance together in the same package.

 

Adding dumspirospero.world / Dum Spiro Spero (Dot World) as an additional insureds on your insurance policy normally doesn’t cost you any extra but insures this website against any claim taken out against you which may by default have repercussions for Dum Spiro Spero (Dot World). 

 

Here below are some professional liability insurance providers who may be able to offer you appropriate professional cover that you can take out to protect yourself and your independent business against any legal financial claim/s. Please note that Dum Spiro Spero is not in any way affiliated to any of these insurance companies. 

 

Asia

 

http://www.acegroup.com/ap-en/professional-indemnity-insurance.aspx 

 

http://www.qbeap.com/business-products-professional-liability.php 

 

Australia 

 

https://www.iict.com.au/insurance.html

 

Dum Spiro Spero admin has made contact with the International Institute For Complementary Therapists / IICT and they’ve confirmed that they are happy to provide appropriate insurance protection to sellers in Australia using this website to sell their services on! When you click the above link, scroll to bottom of the page and click on the Australia country flag.

 

Canada

 

https://www.intact.ca/service-professionals-insurance 

 

http://www.iictinsurance.com/

 

Dum Spiro Spero admin has made contact with the International Institute For Complementary Therapists / IICT and they’ve confirmed that they are happy to provide appropriate insurance protection to sellers in Canada using this website to sell their services on! When you click the above link, scroll to bottom of the page and click on the Canada flag.

 

Europe 

 

http://www.iictinsurance.com/

 

Dum Spiro Spero admin has made contact with the International Institute For Complementary Therapists / IICT and they’ve confirmed that they are happy to provide appropriate insurance protection to sellers in most European countries using this website to sell their services on! When you click the above link, scroll to bottom of the page and click on the specific European country flag. 

 

Western Europe 

 

bgi.uk.com

 

http://bgi.uk.com/index.php?page=insurance&cat=5&title=Yoga+%26+Holistic+Therapies

 

Dum Spiro Spero admin managed to speak to bgi.uk.com on the phone and we recommend this insurance provider as they’re a very approachable and helpful company – they should be able to provide cover to anyone selling services and products on this website who live in the following countries.

 

France, Gibraltor, Germany, Luxembourg, Spain, Norway, Denmark, Sweden

 

New Zealand

 

https://www.tower.co.nz/business-insurance/business-liability 

 

http://www.bizcover.co.nz/insurance/insurance-type/professional-indemnity-insurance/gclid=CMeo6ITIq8sCFUrlwgodgGsGXw 

 

http://myiict.com/

 

Dum Spiro Spero admin has made contact with the International Institute For Complementary Therapists / IICT and they’ve confirmed that they are happy to provide appropriate insurance protection to sellers in New Zealand using this website to sell their services on! When you click the above link, scroll to bottom of the page and click on the New Zealand flag.

 

Russia

 

https://www.aig.ru/home

 

South Africa

 

http://www.cgbrokers.co.za/

 

UK

 

bgi.uk.com

 

http://bgi.uk.com/index.php?page=insurance&cat=5&title=Yoga+%26+Holistic+Therapies

 

Dum Spiro Spero admin managed to speak to bgi.uk.com on the phone and we recommend this insurance provider as they’re a very approachable and helpful company – they should be able to provide cover to anyone selling services and products on this website who live in the UK

 

https://www.hiscox.co.uk/business-insurance/

 

Dum Spiro Spero admin has spoken to Hiscox and are hence pleased to report that they say they will be able to provide business insurance cover for anyone selling services and products on this site who reside in the UK !

 

http://myiict.com/

 

Dum Spiro Spero admin has made contact with the International Institute For Complementary Therapists / IICT and they’ve confirmed that they are happy to provide appropriate insurance protection to sellers in the United Kingdom using this website to sell their services on! When you click the above link, scroll to bottom of the page and click on the UK flag.

 

http://www.rmkinsurance.com/professional-indemnity-insurance/

 

USA

 

For psychic / Angel / Oracle Tarot Readers / Spell Casters and complementary therapies

 

http://www.htprofessionalassociation.com/liability-insurance

 

http://myiict.com/

 

Dum Spiro Spero admin has made contact with the International Institute For Complementary Therapists / IICT and they’ve confirmed that they are happy to provide appropriate insurance protection to sellers in the United States using this website to sell their services on! When you click the above link, scroll to bottom of the page and click on the USA flag.

 

Apologies if the country you live in hasn’t been mentioned specifically, the wOrld is a big place but the internet makes it easy to find liability insurance wherever you are!

 

Care & Share!

 

Wherever you are in the wOrld, if you’ve had any problems with any of the above companies or if they don’t provide appropriate cover for selling services (and or products) on Dum Spiro Spero (Dot World) or to the positive, if you’re using a different business / professional legal liability / indemnity insurance provider that you’re happy with, no matter what country, please let us know by sending an email to office@dumspirospero.world so we can remove or add the company on this page, as always your feedback / recommendation will be very much appreciated!

 

For further information please refer to these articles 

 

https://benebellwen.com/2015/09/08/premises-liability-basics-for-tarot-professionals/

 

http://joyvernon.com/Blog/joys-lecture-on-insurance-for-tarot-readers-and-reiki-practitioners/

 

Quote By

 

Hue & Cry – Strength To Strength – ? Boy walking in the light but the torch is in his hand ?     

 

http://hueandcry.bandcamp.com/track/strength-to-strength

                                                                          

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